Accrued, not yet billed-$9.026 accruals, less anything already settled.
Accrued (30d)$6.48Fees earned over the same window as the Received tile.
Your rate0.40%Applied to the USD value of every payment that reaches confirmed or overpaid.
Settled to date$12.50Fee invoices you have paid through Payaider checkout.
We never touch your money, so we bill you instead of taking a cut. Your customer’s tokens go straight to your wallet, which means there is no point in the flow where a fee could be deducted. Instead every confirmed payment accrues a fee in USD cents, and at the end of the period those accruals become one invoice you pay through Payaider’s own checkout — the same rail your customers use.
Fee ledger
8 rows · append-only| When | Type | Amount (USD) |
|---|---|---|
| 10 Sep 2026, 06:42 UTC | accrualFee earned on a confirmed payment. Nothing has been charged yet. | $0.40earned |
| 10 Sep 2026, 02:57 UTC | accrualFee earned on a confirmed payment. Nothing has been charged yet. | $0.38earned |
| 09 Sep 2026, 19:17 UTC | accrualFee earned on a confirmed payment. Nothing has been charged yet. | $0.20earned |
| 09 Sep 2026, 08:07 UTC | accrualFee earned on a confirmed payment. Nothing has been charged yet. | $0.11earned |
| 09 Sep 2026, 03:57 UTC | accrualFee earned on a confirmed payment. Nothing has been charged yet. | $1.80earned |
| 07 Sep 2026, 08:37 UTC | accrualFee earned on a confirmed payment. Nothing has been charged yet. | $3.59earned |
| 30 Aug 2026, 08:09 UTC | adjustmentA correction or credit. Recorded as its own row, never as an edit. | -$3.00credit |
| 29 Aug 2026, 08:09 UTC | paymentA fee invoice you settled. Reduces what is outstanding. | $12.50settled |
Accrued $6.48 · settled $12.50 · adjustments -$3.00 · outstanding -$9.02
Published pricing
Monthly volume bands| Plan | Rate | Monthly fee | From | To |
|---|---|---|---|---|
| Starter | 0.75% | $0.00 | $0.00 | under $50,000.00 |
| Business | 0.50% | $49.00 | $50,000.00 | under $500,000.00 |
| Enterprise | contracted | contracted | $500,000.00 | no ceiling |
You are billed the better of your plan rate and your volume rate, and a contracted rate beats both. Trading above your plan’s band earns the better rate the same month — it never has to be requested.
How billing works
- Accrue. A payment reaching
confirmedoroverpaidwrites one accrual row, in USD cents, at your rate. Exactly one — a retry of the same payment cannot accrue twice. - Invoice. At the end of each period the unbilled accruals are claimed onto one fee invoice. An accrual can only ever be claimed by a single invoice, so periods cannot overlap or double-bill.
- Pay. The invoice is payable through Payaider checkout, non-custodially, like any other payment. A prepaid deposit is drawn down first if you hold one.
- In-flight payments always complete. If an invoice goes unpaid long enough to suspend new payment creation, every payment already in flight still settles. Your customer is not a party to our billing dispute, and their money is already moving.
FX spread and settlement fees are not charged. The spread lands in your wallet because you receive the tokens directly, and there is no settlement step to charge for — that is what non-custodial means in practice.